Prosper Home Loans will be pleased to arrange competitive secured and unsecured loans. With a number of selected lenders to choose we can provide you with appropriate advice and products in a very short time. Secured and Unsecured Loans Secured loans are loans that use one or more of your assets as security should you be unable to pay the loan amount. This is almost always your property in the same way that your mortgage uses your house as security. Secured loans are different in that they require no up front survey, legal or other fees. For advice and assistance on loans please contact us. In order to arrange a secure loan, Prosper may need to pass your details onto a third party. | Secured loans can be used for any purpose. Often secured loans are used to consolidate debt, for home improvement, new car purchase or indeed anything else you might choose. Secured loans can sometimes offer better interest rates than unsecured loans because of the security provided for the lender and are easier to obtain. Repayments on secured loans are monthly and over a fixed period of time, usually between three and twenty five years. There may also be early repayment penalties on these loans. Unsecured Loans are not regulated by the Financial Services Authority.
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